Flexible, in-purchase financing for businesses

Behalf offers in-purchase financing for your business*

Get the flexibility and dependability your business needs to control your cash flow and support your growth plan! Qualify for more purchasing power and use it to buy the things your business needs to grow with each approved transaction.

Business financing with Behalf


Behalf is a FinTech that facilitates payments between B2B buyers and sellers, providing financing options that are flexible and convenient. Behalf is headquartered in New York City with offices in Tel Aviv. Behalf has been around since 2012, and is backed by world class VC funds Sequoia Capital, Viola Growth, Spark Capital, MissionOG, Migdal, Vintage, and Visa. Behalf is partnered with Amazon Web Services and Stripe for secure payment processing, has an A+ Rating from BBB, and has been trusted by companies including Best Buy, BSTOCK, and Marriott Hotels.

Any individual who is authorized to sign on behalf of the business can set up the Behalf Internet Account. This person will be known as the Responsible Party and will serve as the business contact.

U.S. based businesses that are at least one year old and in good standing with the state credit bureau are eligible to enroll with Behalf. Government entities, including public schools, are not eligible to enroll.

Behalf collects the social security number and date of birth of the Responsible Party of the Business Customer to prevent fraud and validate the identity of the person, ensuring the person enrolling with Behalf is connected to the business.

When a business customer enrolls with Behalf, a soft inquiry will be made on the Responsible Party's personal credit history and included as a factor in your business' eligibility for a Behalf Internet Account. These periodic credit reports are commonly referred to as ‘account management inquiries’ and do not have an impact on your personal credit score, as they are soft inquiries. In addition, Behalf will obtain a business credit report.

No. Behalf does not require a personal guarantee for merchant cash advances.

If you're looking to increase your Purchasing Power, please contact support@behalf.com. Behalf's friendly support team will be able to walk you through the steps necessary to re-evaluate your purchasing limit.

Have more questions?

If you need help or have feedback for us, please contact us at (877) 943-9962 or support@behalf.com. Our customer support team is available M-F, 9-6:00 PM ET to assist you and to capture your feedback to help influence future product enhancements.

*Financing details are subject to underwriting approval. Behalf's Net is an alternative financing option offered by Select merchants and allows the Business Customer to pay no financing fees if the Order Request is satisfied in full and in accordance with terms and conditions within 30 days. Assignment of purchasing limit occurs at Behalf Internet Account Enrollment. Application and approval occurs at the transaction checkpoint. Financing fees are calculated based on transaction amount and do not decline until full satisfaction of the transaction. Terms and conditions subject to change at any time. For approved customers with approved transactions paid to merchants via ACH, the majority of funds are extended the next business day. For approved transactions paid to merchants via a Visa Virtual Card, the majority of funds are extended the same business day. The majority of customers receive a transaction approval decision within 24 business hours (Monday to Thursday, 8am to 4:45pm ET) and in some cases, a same-day decision. Delays could occur due to unforeseen circumstances, or additional information or verification required. The Virtual Card is a payment vehicle whereby Behalf is the Cardholder and Customers are assigned a number for checkout, as authorized users for approved transactions to facilitate the processing of the financing proceeds directly to the merchant. Transactions must be individually underwritten and approved before each Virtual Card use.